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noun
Insurance  n.  
1.
The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks. Cf. Assurance, n., 6. Note: The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy.
2.
The premium paid for insuring property or life.
3.
The sum for which life or property is insured.
4.
A guaranty, security, or pledge; assurance. (Obs.) "The most acceptable insurance of the divine protection."
5.
Hence: Any means of assuring against loss; a precaution; as, we always use our seat belts as insurance against injury.
Accident insurance, insurance against pecuniary loss by reason of accident to the person.
Endowment insurance or Endowment assurance, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified. Also called whole life insurance.
Fire insurance. See under Fire.
Insurance broker, a broker or agent who effects insurance.
Insurance company, a company or corporation whose business it is to insure against loss, damage, or death.
Insurance policy, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured.
Life insurance. See under Life.






Collaborative International Dictionary of English 0.48








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"Insurance" Quotes from Famous Books



... every American a stake in the promise and future of our country, we will bring the highest standards to our schools, and build an ownership society. We will widen the ownership of homes and businesses, retirement savings and health insurance—preparing our people for the challenges of life in a free society. By making every citizen an agent of his or her own destiny, we will give our fellow Americans greater freedom from want and fear, and make our society more prosperous ...
— United States Presidents' Inaugural Speeches - From Washington to George W. Bush • Various

... across the fields that undulated in a slow descent to the white and green town. She was wondering what she would do with her life. She was thirty-six—handsome, strong, and free. The years had eaten up Jeffrey's insurance; she had reluctantly parted with the acres to right and left of her, and had even placed a small mortgage on ...
— Tales of the Jazz Age • F. Scott Fitzgerald

... coast were bar-bound. Food and supplies came by sea, and many were the coasting-craft which broke their backs crossing the bars, or which ended their working-life on shoals. Yet when hundreds of adventurers were willing to pay L5 apiece for the twelve hours' passage from Nelson, high rates of insurance did not deter ship-owners. River floods joined the surf in making difficulties. Eligible town sections bought at speculative prices were sometimes washed out to sea, and a river now runs over the first site of the prosperous ...
— The Long White Cloud • William Pember Reeves

... Colonel Crofton's death, his sister had been truly kind. She had telegraphed L200 to her sister-in-law from Italy, and this sum of ready money had been very useful during that tragic week—and even afterwards, for the insurance people had made a certain amount of fuss after Colonel Crofton's sad suicide, "while of unsound mind," and this ...
— What Timmy Did • Marie Adelaide Belloc Lowndes

... the phrases that come so glibly from the lips of the insurance agent. Perhaps the very fact that it pays companies to spend thousands a year on the salaries of agents, and other thousands on broadcast eye-catching advertisements, shows that there are many things which our imagination only accepts ...
— The Healthy Life, Vol. V, Nos. 24-28 - The Independent Health Magazine • Various

... them all, "Standard Oil" itself. The trust was to be an enormous holding company, the like of which had until then not even been dreamed of by the most daring stock manipulators. The "System's" banks, as well as trust and insurance companies throughout the country, had for a long time been getting into shape by concentrating the money of the country for this monster trust. It was newspaper and news bureau gossip that Reinhart and his crowd had bought millions ...
— Friday, the Thirteenth • Thomas W. Lawson

... insurance of Westminster Abbey against damage by air-craft, a correspondent asks what steps are being taken towards the ...
— Punch, or the London Charivari, Vol. 147, November 4, 1914 • Various

... discovered the hazard of our position in time to have avoided running, as we had, blindly into this horrible death-trap. And not only should I lose the ship—a loss, it is true, that was to a great extent covered by insurance—but every scrap of property that any of us possessed on board her would also undoubtedly become the prey of the devouring sea—for there was no hope of saving anything out of the ship if she once touched that reef—and, ...
— The Cruise of the "Esmeralda" • Harry Collingwood

... funds, income, and other money matters of the state, sometimes called the committee of ways and means; a committee on agriculture; a committee on manufactures; committees on the incorporation of cities and villages; on banks and insurance companies; on railroads; on canals; on education; on elections; on public printing, besides many others. So numerous are these subjects, that in constituting the committees, every member may be put ...
— The Government Class Book • Andrew W. Young

... stockjobber was first heard in London. In the short space of four years a crowd of companies, every one of which confidently held out to subscribers the hope of immense gains, sprang into existence—the Insurance Company, the Paper Company, the Lutestring Company, the Pearl Fishery Company, the Glass Bottle Company, the Alum Company, the Blythe Coal Company, the Swordblade Company. There was a Tapestry Company, which would soon furnish ...
— Lombard Street: A Description of the Money Market • Walter Bagehot

... in a thick, suave voice. "We have a cargo—a greater part of it weight, though there is some measurement—a few cases of light goods, clothing and such. You will load in the river, and all will be sent to you in lighters. There is nothing heavy, nothing large. There is also no insurance, you understand. What falls out of the slings and ...
— The Vultures • Henry Seton Merriman

... Terms, fifty guineas. An Insurance Agent is always in attendance. Casualties up to the present, one Conscientious Objector ...
— Punch, or the London Charivari, Vol. 153, Oct. 24, 1917 • Various

... matter of insurance, it is worth taking some trouble to defend ourselves. There are, however, higher reasons for such interest, and among them are treaty obligations and the duty which we owe to the rest of the world of not suppressing our ...
— The Life of the Rt. Hon. Sir Charles W. Dilke V1 • Stephen Gwynn

... borrowed money, which was, however, repaid, and one niece secured five hundred dollars by sharp practice worse than robbery. Robert Palmer made the mistake that many an unselfish man has made, the mistake that insurance companies insist is wisdom: he labored to provide others with gold, as though gold were a substitute for thrift, prudence, and self-reliance. Never mind, the old fellow did nephews and nieces no harm, though he disappointed ...
— Forty-one Thieves - A Tale of California • Angelo Hall

... three or four days at the time of her father's death, and afterward deliberately decided not to accompany her mother on a trip south. Emeline had nine thousand dollars of life insurance, and thought of buying a half interest in a boarding-house in ...
— The Story Of Julia Page - Works of Kathleen Norris, Volume V. • Kathleen Norris

... ain't to be expected that a lot of crazy darkies can go sky-hooting round this town driving pot-metal omnibuses for me without one of them getting in a smash-up about every so often, and I'm carrying accident insurance and liability insurance to cover my risks; but next time you get into a jam I want you to come through with the absolute facts in the case, so's I'll know where I stand and how to protect myself in court or out of it. I don't care two bits whose fault it is—your ...
— Sundry Accounts • Irvin S. Cobb

... the ringing note in it, "I can make a go of it—if they will just let me alone! I am playing close to the table, Lee, close! I have a little money in the bank, enough to run along for two or three months, that's all. I said that dad left no cash. I didn't mention his insurance." Her eyes grew suddenly wet but she did not avert them from Lee's face, going on quietly: "That was ten thousand dollars. Close to seven thousand had to go for his current obligations. I have about two thousand ...
— Judith of Blue Lake Ranch • Jackson Gregory

... to-morrow (to-morrow being Christmas-day) the Carnival begins. I dine with the Countess Albrizzi and a party, and go to the opera. On that day the Phenix (not the Insurance Office, but) the theatre of that name opens: I have got me a box there for the season, for two reasons, one of which is, that the music is remarkably good. The Contessa Albrizzi, of whom I have made mention, is the De Stael of Venice—not young, but a very learned, unaffected, good-natured ...
— The Mirror of Literature, Amusement, and Instruction, No. 474 - Vol. XVII. No. 474., Supplementary Number • Various

... a bath. He called it "walking a plank." All the pupils liked it. At any rate, they never found any fault with it after trying it. When the owners were late coming for their ships, the Admiral always burned them, so that the insurance money should not be lost. At last this fine old tar was cut down in the fullness of his years and honors. And to her dying day, his poor heart-broken widow believed that if he had been cut down fifteen minutes sooner ...
— Innocents abroad • Mark Twain

... Jane, 'Toffy's got a new motor! Isn't it fearfully exciting! We are going for a serpentine run with him, and our next-of-kin are going to divide Peter's and my insurance between them if we never come back again. Be sure you claim all you can get if I ...
— Peter and Jane - or The Missing Heir • S. (Sarah) Macnaughtan

... was the object of the first branch. The second branch was concerned with what might happen if we failed in our effort to avert war. Against any outbreak by which such failure might be followed we had to insure. The form of the insurance had to be one which, in our circumstances, was practicable, and care had to be taken that it was not of a character that would frustrate the main purpose by provoking, and possibly accelerating, the very calamity against which it ...
— Before the War • Viscount Richard Burton Haldane

... redeeming sacrifice. To say that He could not sin because He was the embodiment of righteousness is no denial of His agency of choice between evil and good. A thoroughly truthful man cannot culpably lie; nevertheless his insurance against falsehood is not that of external compulsion, but of internal restraint due to his cultivated companionship of the spirit of truth. A really honest man will neither take nor covet his neighbor's goods, indeed it may be said that he cannot steal; yet he is capable of stealing should ...
— Jesus the Christ - A Study of the Messiah and His Mission According to Holy - Scriptures Both Ancient and Modern • James Edward Talmage

... constitutional representatives of the people. Appointments were made primarily for the good of the party and only incidentally in the public interest. The welfare of the party was closely bound up with the profit of special interests, such as public service corporations and insurance companies. The prevalent condition of affairs was shrewdly summed up in a satiric paraphrase of Lincoln's conception of the American ideal: "Government of the people, by the bosses, for the special interests." The interests ...
— Theodore Roosevelt and His Times - A Chronicle of the Progressive Movement; Volume 47 in The - Chronicles Of America Series • Harold Howland

... rejected by examiners of life insurance companies because of irregular and intermittent action of the heart from tobacco; and equally robust subjects are forced to abandon the habit because of tremors, vertigo or a peculiar form of dyspepsia. We have known men who died from the use of tobacco, and others who met a like ...
— Grappling with the Monster • T. S. Arthur

... soldiers now, not workmen. Let your dear workmen shoulder their guns and march to the West. When I was your age, and starting in with one hundred and fifty dollars in my pocket, no one offered me pensions for sickness and old age or insurance against non-employment or whatever this new-fangled nonsense is called. We ought to increase the energy of the people, instead of stuffing pillows for them. A man who has anything in him will make his way ...
— Banzai! • Ferdinand Heinrich Grautoff

... of fame was each confident pate full! How rates of insurance should rise on the Charles! And which of us now would not feel wisely grateful, If his rhymes sold as fast as the Emblems of Quarles? E'en if won, what's the good of Life's medals and prizes? The rapture's in what never was or is gone; That we missed ...
— The Complete Poetical Works of James Russell Lowell • James Lowell

... that when Miss Sampson, the nurse, was paid for her month's service, and when the boys had their winter boots, and when my life-insurance assessment was provided for, and the new payment for the insurance on the house,—when the taxes were settled with the collector (and my wife had to lay aside double for the war),—when the pew-rent was paid for the year, and the water-rate,—we must have to start ...
— If, Yes and Perhaps - Four Possibilities and Six Exaggerations with Some Bits of Fact • Edward Everett Hale

... has riot-insurance, doesn't he? I know he does; they doubled the premium on him when he came out for Senate. Let the insurance company worry ...
— Null-ABC • Henry Beam Piper and John Joseph McGuire

... of the process presented no serious obstacle, but difficulties multiplied as soon as we attempted large scale work. We wanted ethylene-monochlor-hydrin. Some work had been done on this during the war for the National Health Insurance Commissioners in connection with the production of novocain. Half scale work had occurred at the works of a Midland chemical firm, and experience so gained was freely offered and used in a scheme for ...
— by Victor LeFebure • J. Walker McSpadden

... of Agencies, of the Mutual Benefit Life Insurance Company, Newark, New Jersey, for Constructive Banking and ...
— Hidden Treasure • John Thomas Simpson

... Appendix).—The Necessity is the mother of the inventory.—Who is the Caretaker?—She is the great-grandmother of the superannuated laundress. She becomes sleepy during the Winter. Shall we send her to your house?—Not if I know it (expletive). Receive the assurance (insurance) of my highest consideration. By the bye (interjection), which is the topmost storey?—The topmost story is the last thing you have heard me mention. I ...
— Punch, Or The London Charivari, Vol. 100, April 4, 1891 • Various

... they were in ruins, and well insured. Because he had no money for new ones; and because now the insurance company will give him the money. The thing is so plain—I am so convinced that ...
— The Benefactress • Elizabeth Beauchamp

... of 200 tons burthen, owned in London, and has been out nearly two years tramping. Captain Trent left Hong Kong December 8th, bound for this port in rice and a small mixed cargo of silks, teas, and China notions, the whole valued at $10,000, fully covered by insurance. The log shows plenty of fine weather, with light airs, calms, and squalls. In lat. 28 N., long. 177 W., his water going rotten, and misled by Hoyt's North Pacific Directory, which informed him there was a coaling station on the island, Captain Trent put in to Midway Island. ...
— The Wrecker • Robert Louis Stevenson and Lloyd Osbourne

... others any more than myself, only hinting that it has been costly to be a sleeping-partner, especially when the chief fails; that it is discouraging to economic thrift when the investments wherein you place your savings come to an untimely end; that in particular the Albert Life Insurance was a notorious swindle, wherein more than twenty years' of banked-up prudent earnings, besides the original policy, vanished in an hour; that my early efforts to win fortune were stumped from impediment ...
— My Life as an Author • Martin Farquhar Tupper

... nevertheless, are on the most moderate scale, and only one-half need be paid for the first five years, when the Insurance is for Life. Every information will be afforded on ...
— Notes and Queries, Number 183, April 30, 1853 • Various

... to keep him then." Mrs. Blair's tones were mysteriously, ironically significant. "Leila wasn't throwing herself away on any young officer—with nothing but his insurance. It was Bobby Martin that she ...
— The Innocent Adventuress • Mary Hastings Bradley

... out," remarked Mr. Talley, with a note of relief in his voice. "That puts the matter up to the insurance company. If they want to take any legal steps they can; and of course they ought to be compensated by the parents of the boy who may be found guilty of having thrown the ball with a stone in it. For my part, I doubt very much that it can ever be proved, unless the boy himself ...
— The Radio Boys Trailing a Voice - or, Solving a Wireless Mystery • Allen Chapman

... seeing that he could get no labour for a long time and finding the times pretty hard anyhow, burned down his shoe factory for the insurance, and when the strikers wanted to resume work there was no work to resume. So they boycotted ...
— Fantastic Fables • Ambrose Bierce

... of the brig remains," said my father, with a sigh. "I trust that, if we can get to Sydney, we shall recover our insurance; but I had hoped till the last to save her and the cargo. We have happily secured a good store of provisions and ammunition; and I propose forming a settlement in this neighbourhood, and, having become acquainted with its inhabitants, ...
— Twice Lost • W.H.G. Kingston

... handicaps at present connected with the reproductive function in women, care must also be taken that the very measures which insure this do not themselves become dysgenic influences. Such schemes as maternity insurance, pensions for mothers, and most of the propositions along this line, may offer an inducement to women of the poorer classes to assume the burdens connected with their specialization for child-bearing. But their more fortunate sisters, who find themselves so well adapted to modern ...
— Taboo and Genetics • Melvin Moses Knight, Iva Lowther Peters, and Phyllis Mary Blanchard

... property to the amount of several millions of dollars. A large proportion of the goods burned were consigned by New York merchants to their agents in California, so that the loss will fall very heavily upon them. As insurance could not readily be effected the loss will be large. Nearly three millions of dollars in gold dust have reached the United States during the month. The foreigners resident in California had resisted the payment of ...
— Harper's New Monthly Magazine, Volume 1, No. 3, August, 1850. • Various

... franc insured pays so many centimes insurance premium, each franc of manual gain and of salary should pay as many centimes as each franc of industrial or commercial gain, also as each franc of personal or land revenue; that is to say, more than one-fifth of a franc, or 21 centimes.—At this rate, ...
— The Origins of Contemporary France, Volume 5 (of 6) - The Modern Regime, Volume 1 (of 2)(Napoleon I.) • Hippolyte A. Taine

... only policy which would secure the peace of Europe was a policy of using powerful armament to guarantee France against Germany and Germany against Russia, aiming finally at a great peace insurance league of the whole northwest of Europe with the United States of America in defense of Western democratic civilization against the menace of the East and possible crusades from ...
— New York Times Current History; The European War, Vol 2, No. 5, August, 1915 • Various

... not ease Joe's real punishment. He was a changed man that week, calm, ready with his smile, but haggard and bowed, nervous and overwrought, bearing a burden too heavy for his heart. He made over the twenty thousand dollars of insurance money to the Relief and Prevention Work; he visited the injured and the bereaved; he forgot Myra and tried to forget himself; he ...
— The Nine-Tenths • James Oppenheim

... carriage, within a fortnight, in four different States; that at each time he had inquired the way to Boston; and that a thunder shower like the present had each time deluged him, his wagon and his wares, setting his tin pots, etc., afloat, so that he had determined to get marine insurance done for the future. But that which excited his surprise most was the strange conduct of his horse, for that, long before he could distinguish the man in the chair, his own horse stood still in the road and flung back his ears. "In short," said the peddler, "I wish never to see that man and ...
— Famous Stories Every Child Should Know • Various

... keeping a home in a park, and oscillating like a rapid shuttle daily between office and home, and lying awake at nights, and losing his eyesight and his digestion, and staking his health, and risking misery for the beings whom he cherishes, and enriching insurance companies, and providing joy-rides for nice young women whom he has never seen—and all his present profit therefrom is a game of golf with a free mind once a fortnight, or half an hour's intimacy with his wife and a free mind once a week or so, or ...
— The Plain Man and His Wife • Arnold Bennett

... ours. The rescue of Franklin's squadron, or the solution of their fate, entails no extraordinary risk of life upon the part of those employed in the search. Insurances to any amount—and I speak from a knowledge of the fact—may be effected in the various insurance offices in London with a lighter premium than is demanded for the Bights of Benin or Bengal. This is a pretty good test, and a sound practical one, too, of the much-talked-of dangers of Polar navigation. Ships are often lost; but the very ...
— Stray Leaves from an Arctic Journal; • Sherard Osborn

... kind. It emits no offensive smell while burning, gives a soft and brillant light, and can be used with as little danger as gas. Chemists pronounce it the best and safest Illuminating Oil ever offered to the public; and insurance companies indorse and urge upon consumers the use of the "Astral" Oil in preference to any other. Thousands are now burning it, and in no instance has any accident occurred from its use. A lamp filled with it upset and broken will ...
— Scientific American, Vol.22, No. 1, January 1, 1870 • Various

... outstanding debts did not require. Nor were these latter inconsiderable. Involved in innumerable schemes which sapped his capital without prospect of ready dividends, it seemed to him that every land syndicate, stock company, insurance policy, what not, of them all was demanding instant propitiation. Brave it out with Bowers as he might, Shelby walked none the less in the shadow of a mighty fear; and had not Mrs. Hilliard left town for her annual autumn round of the shops of New York, he could have gone to her prepared ...
— The Henchman • Mark Lee Luther

... has made learning or fame his chief aim, he probably has not the money to buy soul-insurance. He takes refuge in agnosticism, like an ostrich in a bush. His agnosticism is in his will; he does not wish to see. Or its cause is atrophy, through disuse, of moral vision. He cannot see. There are agnostics of quite another stamp, whom ...
— The Whence and the Whither of Man • John Mason Tyler

... Moyne school building, which in the winter was partially destroyed by fire, has been restored by the insurance. ...
— The American Missionary, Volume 43, No. 11, November, 1889 • Various

... Variety Artistes' Federation and, in return for ten shillings, received the red card of membership. She paid another ten shillings and the same for Glass-Eye, her maid, to the M. H. A. R. A. and obtained the right, for one year, to travel at reduced fares, including an insurance against accidents: five hundred pounds to her heirs in case of death—her heirs!—and two hundred and fifty pounds if she lost a hand or foot in a railway accident; and one hundred and fifty for a serious injury. Then she bought a big gollywog, for her dressing-room, and a little lucky charm for ...
— The Bill-Toppers • Andre Castaigne

... about the same salaries and living in about the same type of house. Still there were differences and you could tell more by the wives than the husbands those whose salaries went over two thousand. Two or three of the men were in banks, one was in a leather firm, one was an agent for an insurance company, another was with the telegraph company, another was with the Standard Oil, and two or three others were with firms like mine. Most of them had been settled out here three or four years and had children. In a general way they looked comfortable ...
— One Way Out - A Middle-class New-Englander Emigrates to America • William Carleton

... one day, returning from a long and solitary walk, he sat down with pen and paper and made a calculation by which he found he had sufficient money left to pay the insurance upon his life for one year, which, in the case of his death occurring within that time, would bring to his widow the sum of three thousand pounds. He went to the insurance office, and made his application—was examined by the doctor—the policy was ...
— The Miracle Mongers, an Expos • Harry Houdini

... bonds, a couple of insurance policies and one or two deeds—also the bag of coin. Mose saw the ha'nt in the night, and Arnold and I came down to investigate; we unfortunately neglected the office in our search, or we might have cornered him. Do you happen ...
— The Four Pools Mystery • Jean Webster

... effect of this has been to make the corporations take an active part in corrupting state politics. Special legislation was not prohibited. In fact, it was a common way of creating property rights. If a bank, an insurance company, or a railway corporation was organized, it was necessary to obtain a charter from the legislature which defined its powers and privileges. The corporation came into existence by virtue of a special act of the legislature and could exercise only such powers and enjoy only such rights ...
— The Spirit of American Government - A Study Of The Constitution: Its Origin, Influence And - Relation To Democracy • J. Allen Smith

... content with occupying his flat without paying rent, sublet it at a high figure to a man who paid him well and in advance, but by mischance set fire to the place and died. Thereupon the tenant demanded and received a considerable sum from the insurance company in which the defunct occupant had had to insure the flat and its contents. He then entered an action at law against the proprietor of the house for the value of the damage caused by the fire, and he won his case. The unfortunate owner was condemned to ...
— The Inside Story Of The Peace Conference • Emile Joseph Dillon

... have had the sense and sagacity to marry a homely wife—or one comely at the best—nay, even that you have sought to secure your peace by admitted ugliness—or wedded a woman whom all tongues call—plain; then may an insurance-ticket, indeed, flame like the sun in miniature on the front of your house—but what Joint-Stock Company can undertake to repay the loss incurred by the perpetual singeing of the smouldering flames of strife, that blaze up without warning at bed and board, and keep you in an everlasting alarm of ...
— Recreations of Christopher North, Volume 2 • John Wilson

... Dalgard knew they were under observation. Hoppers watched them. And once through a break in a line of trees he saw a small herd of duocorns race into the shelter of a wood. The presence of those two-horned creatures, so like the pictures he had seen of Terran horses, was insurance that the snake-devils did not hunt in this district, for the swift-footed duocorns were never found within a day's ...
— Star Born • Andre Norton

... Large insurance companies or savings and loan associations also issue fifteen to twenty year first mortgages, amortized over the period by monthly, quarterly, or semi-annual payments. The interest rate varies from five to five and a half per cent. If such a mortgage is ...
— If You're Going to Live in the Country • Thomas H. Ormsbee and Richmond Huntley

... doubly distinguished: first, by his iron constitution and impregnable health; which were of such quality, and like the sword of Michael, the warrior-angel ("Paradise Lost," B. vi.), had "from the armory of God been given him tempered so," that no insurance office, trafficking in life-annuities, would have ventured to look him in the face. People thought him good, like a cat, for eight or nine generations; nor did any man perceive at what avenue death could find, or disease could force, a practicable ...
— Memorials and Other Papers • Thomas de Quincey

... would a life insurance man or an advertising man get if he sat down and leaned back and relaxed while ...
— Dollars and Sense • Col. Wm. C. Hunter

... crevices, she dealt out a varigated assortment of facts. It seemed they lived there on account o' the health o' the baby. Her husband had had to go East, an' would be there some six weeks longer. When he had left, she had an Irish cook, an' a Chinaman as polite as an insurance agent; but as soon as he was gone, the Chink began to take liberties, the cook packed up her brogue an' headed for an inhabited community, an' then the Chink concluded that all he saw was his'n. She ...
— Happy Hawkins • Robert Alexander Wason

... prevented some countries, like Russia and Germany, from sending their paintings and sculptures, it led others, such as France and Italy, to send more than they otherwise would have sent. The number the Exposition might have was limited only by its funds available for insurance. So many were the works of art sent over on the Vega and the Jason that an Annex was required ...
— The Jewel City • Ben Macomber

... undoubted advantages of now erecting Fire Proof structures; and by reference to pages 52 & 54 of our Book of Sections—which will be sent on application to those contemplating the erection of fire proof buildings—THE COST CAN BE ACCURATELY CALCULATED, the cost of Insurance avoided, and the serious losses and interruption to business caused by fire; these and like considerations fully justify any additional first cost. It is believed, that were owners fully aware of the small difference ...
— Scientific American, Volume XXXVI., No. 8, February 24, 1877 • Various

... done, I may say. There will be a little insurance on your life, that I shall ask you to effect for dear Margaret's sake; and perhaps, a memorandum of agreement, engaging to settle a certain proportion of any property you may become possessed of, on her and her children. You see I am looking ...
— Basil • Wilkie Collins

... darker interest and scandal rested upon the peaceful village. During that awful night the boarding-school of Madam Brimborion was visited stealthily, and two of the fairest heiresses of Connecticut—daughters of the president of a savings bank, and insurance director—were the next morning found to have eloped. With them also disappeared the entire contents of the Savings Bank, and on the following day the ...
— Drift from Two Shores • Bret Harte

... a few months later Orrin met Mr. Dominick again, in New York. In the mean time he had been talking the thing over with various people and had become acquainted with a man who had once been a diver for the Interocean Marine Insurance Company—Owen Kinsale. Anyhow, so the scheme grew. They incorporated a company, the Deep Sea Engineering Company, to search for the treasure. That is how Orrin started. They are using his yacht and Mr. Dominick ...
— The Treasure-Train • Arthur B. Reeve

... don't know on what grounds—that Manners was good in insurance and admiralty law, and that he looked upon criminal practice as low; but I answered briskly—though a trifle startled—that as a criminal lawyer he ...
— Colonel Starbottle's Client and Other Stories • Bret Harte

... drowning Seth and Eli, and leaving only the old man to be picked up by a chance drifter running for harbour, it was discovered that the Tregenzas had missed by two months the date of renewing her premium of insurance. The boat was gone, and with it the Elder's ...
— Merry-Garden and Other Stories • Sir Arthur Thomas Quiller-Couch

... Prince went to the Baroness Dinati's, where his melancholy characteristics clashed with so many worldly follies and extravagances. The Baroness seemed to have a peculiar faculty in choosing extraordinary guests: Peruvians, formerly dictators, now become insurance agents, or generals transformed into salesmen for some wine house; Cuban chiefs half shot to pieces by the Spaniards; Cretes exiled by the Turks; great personages from Constantinople, escaped from the Sultan's silken bowstring, and displaying proudly their red fez in Paris, where ...
— Prince Zilah, Complete • Jules Claretie

... terms; and nothing, unless for a great overbalance of gain in prospect; to lose nothing which he had once gained; and in no case to miss an advantage, or sacrifice an opportunity, by any consideration of generosity. No modern insurance office but would have guaranteed an event depending upon the final success of Augustus, on terms far below those which they must in prudence have exacted from the fiery and adventurous Anthony. Each was an ...
— The Caesars • Thomas de Quincey

... have taken the most effective means in their power to defeat the armies engaged against Germany. When they realize this we may, I take it for granted, count upon them to reconsider the whole matter. It is high time. Their extra hazards are covered by war-risk insurance. ...
— In Our First Year of the War - Messages and Addresses to the Congress and the People, - March 5, 1917 to January 6, 1918 • Woodrow Wilson

... the announcement of the failure of the Ohio Life Insurance and Trust Company, which reached St. Paul on Aug. 24, 1857. The failure of this financial institution precipitated a panic all over the country. It happened just on the recurrence of the twenty year period which has marked the pecuniary disasters of the country, ...
— The History of Minnesota and Tales of the Frontier • Charles E. Flandrau

... There is never an instant's truce between virtue and vice. Goodness is the only investment that never fails. In the music of the harp which trembles round the world it is the insisting on this which thrills us. The harp is the travelling patterer for the Universe's Insurance Company, recommending its laws, and our little goodness is all the assessment that we pay. Though the youth at last grows indifferent, the laws of the universe are not indifferent, but are forever on the side of the most sensitive. ...
— Walden, and On The Duty Of Civil Disobedience • Henry David Thoreau

... all human progress is due, and I cannot hear without indignation suggestions from his own would-be leaders which impair his self-respect. I wish, for a concrete example, that the workingman should pay his poll tax and contribute to his occupational insurance with the rest of us, not to relieve Capital of a burden, but that the character of the working man himself may be strengthened by a conscious contribution to ...
— The Inhumanity of Socialism • Edward F. Adams

... relations of husband and wife, of parent and child; they determine the powers of masters over servants and the whole law of principal and agent, which is so vital a matter in all business transactions; they regulate partnership, debt and credit, insurance; they constitute all corporations, both private and municipal, except such as specially fulfill the financial or other specific functions of the federal government; they control the possession, distribution, and use of property, the exercise of trades, and all contract ...
— Civil Government in the United States Considered with - Some Reference to Its Origins • John Fiske

... evening dress and slippers, and joyously remain with them for a day or more in that guise, slipping on an overcoat and a pair of rubbers when they went for a walk. Also, how he smoked continuously in every room of the house, smoked during every waking moment, and how Howells, mindful of his insurance, sometimes slipped in and removed the still-burning cigar after he ...
— Mark Twain, A Biography, 1835-1910, Complete - The Personal And Literary Life Of Samuel Langhorne Clemens • Albert Bigelow Paine

... Mr. Astor, now thoroughly panic-stricken, offered the captain ten thousand dollars if he would put him ashore anywhere on the wild and rocky coast of the Emerald Isle. In vain the captain remonstrated. In vain he reminded the old gentleman of the danger of forfeiting his insurance. ...
— Great Fortunes, and How They Were Made • James D. McCabe, Jr.

... turn deserves another. But—plenty cuidado! If any card but the eight of hearts turns up, protect yourself, or somebody's widow'll be in a position to collect life insurance, and I ain't married! Turn her over." He leaned lightly on the table with both hands. Their eyes ...
— The Desire of the Moth; and The Come On • Eugene Manlove Rhodes

... the total US dollar amount of imports on a c.i.f. (cost, insurance, and freight)or ...
— The 1999 CIA Factbook • United States. Central Intelligence Agency.

... get their stamps at the house they work in on Mondays. If a girl marries she may cease to insure, and may have a sum of money towards her outfit. In that case she will receive no Old Age Pension. But if she goes on with her insurance she will have from 15 to 20 marks a month from the State after the age of 70. In cases of illness, employers are legally bound to provide for their domestic servants during the term of notice agreed on. At least this is so in Prussia, and the term ...
— Home Life in Germany • Mrs. Alfred Sidgwick

... got a policy?" Wallace shook his head. "And don't want any, I suppose. Well, I just asked you as a matter of form. You see," he went on, winking at Wallace comically, "nominally I'm an insurance agent, but practically I'm a 'lamb'—but I get a mouthful o' fur myself occasionally. What I'm working for is to get on that Wheat Exchange. That's where you get life! I'd rather be an established broker in that howling mob than ...
— Other Main-Travelled Roads • Hamlin Garland

... company owns and publishes the "War Cry," the official gazette of the Army in the United States; does the printing for the various departments of the Army; manufactures fountain pens; makes uniforms, bonnets and hats for the Army members; conducts an Insurance Department, and carries on ...
— The Social Work of the Salvation Army • Edwin Gifford Lamb

... there a nominal loser, fully insured, has only made what is sometimes called "a good sale" to the companies holding his risk, this is only a way of apportioning the loss whereby the community at large become the sufferers. Thus it is that we find all ably-managed insurance companies earnestly endeavoring to make it plain to the public how fires should be guarded against, or most effectually localized ...
— Scientific American, Volume XLIII., No. 25, December 18, 1880 • Various

... entirely new trade. The exact definition of this requirement is given in the two principal rules. First, it must not be a mere application or variation of an existing trade. Thus, for instance, the Club would not admit an insurance agent simply because instead of insuring men's furniture against being burnt in a fire, he insured, let us say, their trousers against being torn by a mad dog. The principle (as Sir Bradcock Burnaby-Bradcock, in the extraordinarily ...
— The Club of Queer Trades • G. K. Chesterton

... dollar. He was a self-made man, had acquired considerable money, and was keen as a ferret at business. The deed was to me a confession that he was in the plot for barratry, to murder the boat for her insurance. ...
— A Labrador Doctor - The Autobiography of Wilfred Thomason Grenfell • Wilfred Thomason Grenfell

... well to delay the steamers at the wharves, until this edict could be put on board. It will be an insurance to the ship as it goes plunging through the sea with glad tidings to all people. Happy are the young who find the pestilence cleansed out of the earth, leaving open to them an honest career. Happy the old, ...
— Atlantic Monthly, Vol. 10, No. 61, November, 1862 • Various

... papers treated the question chiefly from this point of view. The Shipping and Mercantile Gazette, the Lloyd's List, the Packet-Boat, and the Maritime and Colonial Review, all papers devoted to insurance companies which threatened to raise their rates of premium, were unanimous on this point. Public opinion had been pronounced. The United States were the first in the field; and in New York they made preparations for an expedition destined to pursue ...
— Twenty Thousand Leagues under the Sea • Jules Verne

... to work in" he gasped, after a nervous examination of the contents of the cases which had been placed at his feet in his carriage. "And, then, for the Viceroy! But first to the steamer and the Insurance Office!'" ...
— A Fascinating Traitor • Richard Henry Savage

... honored guests and on great holidays—there over the pouring of the tea officiated the eldest man of the family. Later, when Liubka served with "all found" in the little provincial capital city, in the beginning at a priest's, and later with an insurance agent (who had been the first to put her on the road of prostitution)—she was usually left some strained, tepid tea, which had already been drunk off, with a bit of gnawn sugar, by the mistress herself—the ...
— Yama (The Pit) • Alexandra Kuprin

... or consumption; it was no less indifferent to profit on the part of the borrower; it took account simply of the latter's ability to pay, and made its charge accordingly. It resembled consequently the contracts made by insurance companies, wherein there is a readiness to risk the capital sum for a certain rate of payment; the only difference was that the probabilities charged for were not so much the likelihood of having to pay, as the ...
— An Essay on Mediaeval Economic Teaching • George O'Brien

... showed evidences of new vigor, but was checked in its progress by an incendiary, who burned the main building while the teachers and pupils were attending an emancipation celebration at Xenia, April 14, 1865. With the amount of insurance received and donations from friends, the trustees were able to construct a more commodious building which still marks the ...
— The Education Of The Negro Prior To 1861 • Carter Godwin Woodson

... rick-burning. Probably, gentlemen in London, who "sit at home at ease," imagine rick-burning a thing of the past, impossible since insurance robbed the incendiary of his sting, unheard of and extinct. Nothing of the kind. That it is not general is true, still to this day it breaks out in places, and rages with vehemence, placing the countryside under a reign of terror. The thing seems ...
— The Life of the Fields • Richard Jefferies

... Church shall occupy, during his term of Readership, the house of the Pastor Emeritus, No. 385 Commonwealth Avenue, Boston. The Board of Directors shall pay from the Church funds the taxes and rent on this property; the Board shall attend to the insurance before it expires, suitably furnish the house, and keep the property in good repair, so long as Mrs. Eddy does not occupy the house herself and the occupants are satisfactory ...
— Manual of the Mother Church - The First Church of Christ Scientist in Boston, Massachusetts • Mary Baker Eddy

... payments for rates, taxes, repairs, and insurance of or in respect of any property occupied for the purposes of the School shall, so far as not otherwise provided for, be made out of the income of the Foundation applicable to the ...
— A History of Giggleswick School - From its Foundation 1499 to 1912 • Edward Allen Bell

... nature were lost in its dissolution. Yet it suits my fancy that old Gallatin has perished. Neither war nor famine, flood nor fever were the death of it; the railroad and Hazlehurst sapped its life. Some years ago, on a business trip for our company—not cavalry, insurance,—I went several miles out of my way to see the spot. Not a timber, not a brick, of the old county-seat remained. Where the court-house had stood on its square, the early summer sun drew tonic odor from a field of corn. In place of the tavern a cotton-field was ablush with blossoms. ...
— The Cavalier • George Washington Cable

... that was my mother. She and my father belonged to different masters. Bailey was her master's name. She always called herself Bailey and I call myself Bailey. If I die, I'll be Bailey. My insurance is in the name of Bailey. My father and mother had about eight children. They raised all their children in Monticello. You ever been to Monticello? I had a good time in Monticello. I was a baby when peace was ...
— Slave Narratives: A Folk History of Slavery in the United States - Volume II. Arkansas Narratives. Part I • Work Projects Administration

... of a surgeon in charge, and found one in bed, sick; waited at his door until he joined me, when together we saw the captain of the boat. There were two new cook-stoves on board, but to put one up would be to forfeit the insurance. There were plenty of commissary stores. The surgeon went with me, ordered the commissary to give me anything I wanted, and went back to bed. Our stores consisted of crackers, coffee, dried-apples, essence of ...
— Half a Century • Jane Grey Cannon Swisshelm

... obtaining the carrying trade quite generally secured the banking and insurance business, both of which until recent years, have been principally concerned ...
— The Next Step - A Plan for Economic World Federation • Scott Nearing

... the various officers of the company being completed, "I have gone into the matter of the men lost when the Fledgling sank and have sent a check for five thousand dollars to the wife of your engineer, Crampton, who I understand carried some life insurance, and a check for three thousand dollars to Welch's mother." His voice was crisp and business-like, but his manner intimated clearly the sympathy and gratitude which ...
— Dan Merrithew • Lawrence Perry

... that turns his back upon earth by reason of the drawing power of the glory that excelleth, is a Christian. The Christianity that only trusts to Christ for deliverance from the punishment of sin, and so makes religion a kind of fire insurance, is a very poor affair. We need the lesson pealed into our ears as much as any generation has ever done, 'Ye cannot serve God and mammon.' A man's real working religion consists in his loving God most and counting His love the ...
— Expositions Of Holy Scripture - Volume I: St. Luke, Chaps. I to XII • Alexander Maclaren

... said Cherry, 'that as soon as he came of age, he paid the Insurance all the money for the Fortinbras Arms? The agents were quite overwhelmed, and wanted to put it in ...
— The Pillars of the House, V1 • Charlotte M. Yonge

... dependiente de almacen, warehouseman celebrar, to be glad of colorido, colouring *complacer, to oblige complazco, etc., I oblige, etc. (el) cortapluma, penknife cortesmente, politely coste flete y seguro, cost, freight and insurance *dar las gracias, to hank demora, delay *demostrar confianza, to show confidence deplorar, to deplore dictados, dictates en seguida, at once franco de averia particular, free of particular average *hacer una remesa, to ...
— Pitman's Commercial Spanish Grammar (2nd ed.) • C. A. Toledano

... to ask if there was no mode by which, in case of her death, she might insure subsistence to you. So that you see the whole scheme was made at her own prompting. I did but, as a man of business, suggest the means,—an insurance on her life." ...
— Lucretia, Complete • Edward Bulwer-Lytton

... child workers, women, for insurance, etc., is of an advanced character. For instance, no child under fourteen is permitted to work and no woman for six weeks after her confinement—women receiving full sick benefit pay during this period. Many of the railways are ...
— Face to Face with Kaiserism • James W. Gerard

... "Bless my insurance policy!" exclaimed Mr. Damon. "And when it does happen, Tom, are you going to stand in front ...
— Tom Swift and his Wizard Camera - or, Thrilling Adventures while taking Moving Pictures • Victor Appleton

... illustrative merely, and did not by themselves establish an argument. He was always anxious, again, to impress on those about him that a subject could not be studied with the help of figures and accounts alone. Whether it was insurance, or banking, or underwriting, or shipowning, he insisted that some one who knew the business should see the writing before it was published. Knowing so many departments of business from actual experience, he was a host in himself as referee, but when in doubt he ...
— Encyclopaedia Britannica, 11th Edition, Volume 3, Part 1, Slice 2 - "Baconthorpe" to "Bankruptcy" • Various

... tired of being a widower, Jack; and Rose is wonderful pretty. She has money, too, and might make the evening of my days comfortable. The brig was old, as you must know, and has long been off of all the Insurance Offices' books; and she couldn't hold together much longer. But for this sloop-of-war, I should have put her off on the Mexicans; and they would have lost her to ...
— Graham's Magazine Vol. XXXII No. 2. February 1848 • Various

... the Austrian Insurance Company?' This was a matter as to which Mr Melmotte was supposed to have retired from Paris not with ...
— The Way We Live Now • Anthony Trollope

... Cheerfully on Forty Pounds a Year', created a sensation among the unemployed. 'Education: Its Aims, Objects, Purposes, and Desirability', gained him the respect of the shallow-minded. As for his celebrated essay on 'Life Insurance Regarded in its Relation to the Masses', read before the Working Men's Mutual Improvement Society, Isle of Dogs, it was received with a 'literal ovation' by an unintelligent audience of both sexes, and so marked was ...
— The Wrong Box • Robert Louis Stevenson and Lloyd Osbourne

... was granted to one priest for bringing rain after a long drought and to another for saving the life of a sick prince in 981. As men got along in years they had masses said for the prolongation of their lives,—with an increase in the premium each year for such life insurance. Thus, at forty, a man had masses said in forty shrines, but ten years later at ...
— A History of the Japanese People - From the Earliest Times to the End of the Meiji Era • Frank Brinkley and Dairoku Kikuchi

... INSURANCE is the surrender of the ship or goods insured to the insurers, in the case of a constructive total loss of the thing insured. For the requisites and effects of abandonment in this sense ...
— Project Gutenberg Encyclopedia

... was permitted to see, gather, and partake of many widely scattered fruits of his work on Ashley Down. When preaching in Brooklyn, N. Y., in September, 1877, he learned that in Philadelphia a legacy of a thousand pounds was waiting for him, the proceeds of a life-insurance, which the testator had willed to the work, and in city after city he had the joy of meeting scores of orphans brought ...
— George Muller of Bristol - His Witness to a Prayer-Hearing God • Arthur T. Pierson

... of an insurance company who was visiting him one afternoon, and thought he would improve the occasion by pointing out that, after all, crime was a bad speculation, he replied: 'Sir, you City men enter on your speculations, and take the chances of them. ...
— Selected Prose of Oscar Wilde - with a Preface by Robert Ross • Oscar Wilde

... said Henri. "My father will, I am sure, be glad to pay any expenses of extra insurance and that sort of thing, so that the interest of your ...
— Charley Laurel - A Story of Adventure by Sea and Land • W. H. G. Kingston

... public calamity. This house had been the only building in its peculiar style of architecture of any pretension in America, and many persons had visited Bridgeport every year expressly to see it. The insurance on the mansion had usually been about $62,000, but Barnum had let some of the policies expire without renewing them, so that at the time of the fire there was only $28,000 insurance on the property. Most of the furniture ...
— A Unique Story of a Marvellous Career. Life of Hon. Phineas T. • Joel Benton

... never smell burnt hair that I don't think of Miss Cobb trying to do the back of her neck. She was one of our regulars, and every winter for ten years she'd read me the letters she had got from an insurance agent who'd run away with a married woman the day before the wedding. She kept them in a bundle, tied with ...
— Where There's A Will • Mary Roberts Rinehart

... National Government may concede to the States the right to decide by a majority as to what banks they shall have, what laws they shall enact with regard to insurance, with regard to property, and any other question; but I insist upon it that the National Government should not leave it a question with the States that a majority in any State may disfranchise the minority under any circumstances whatsoever. ...
— Debate On Woman Suffrage In The Senate Of The United States, - 2d Session, 49th Congress, December 8, 1886, And January 25, 1887 • Henry W. Blair, J.E. Brown, J.N. Dolph, G.G. Vest, Geo. F. Hoar.

... (afterwards Baron Martin), when at the Bar, was addressing the Court in an insurance case, when he was interrupted by Baron Alderson, who said, "Mr. Martin, do you think any office would insure your life?"—"Certainly, my lord," replied Mr. Martin, "mine is a very good life."—"You should remember, Mr. Martin, ...
— Law and Laughter • George Alexander Morton

... But the Dutch brig "Presto," though slow, was safe from the licensed pirates, unless an organ could be shown to be contraband of war. She was out so long, however,—nearly three months from Rotterdam,—that the insurance-office presidents shook their heads over her, fearing that she had gone down with all ...
— Atlantic Monthly, Volume 12, No. 73, November, 1863 • Various

... and Senate. Superintendent of Banking. Superintendent of Insurance. Canal Auditor. Superintendent of Prisons. Superintendent of Public Works. Notaries Public. State Assessors. Loan Commissioners. Canal Appraisers. Quarantine Commissioners. Trustees of State Institutions, ...
— Civil Government for Common Schools • Henry C. Northam

... "Yes—Insurance. I remember that was the older word. They are insuring your life. Dozands of people are taking out policies, myriads of lions are being put on you. And further on other people are buying annuities. They do that on everybody who is at ...
— When the Sleeper Wakes • Herbert George Wells

... aint there a new kind of insurance consarn 'round these diggins? I'm thinkin' of gittin' my life insured—not 'cause there's any kinsumption in our fam'ly, only there's no tellin' when a feller might peg out. Tell you, 'Squire, I'm sound ...
— Marguerite Verne • Agatha Armour

... precisely, and with a certain unembarrassed hesitation, as persons do who have two thoughts to one word,—if there are such persons. You might have taken him for a physician, or a journalist, or the secretary of an insurance company; but you would never have supposed him the man who had disentangled the complicated threads of the great ...
— The Stillwater Tragedy • Thomas Bailey Aldrich

... to add a few words with regard to the Essay on the Contagiousness of Puerperal Fever. But the whole question I consider to be now transferred from the domain of medical inquiry to the consideration of Life Insurance agencies and Grand Juries. For the justification of this somewhat sharply accented language I must refer the reader to the paper itself for details which I regret to have been forced to place on ...
— Medical Essays • Oliver Wendell Holmes, Sr.

... Twain was one of the bookseller's treasures. Not even Helen had ever been permitted to read it; and she had shrewdly judged that it was not in her line, for though she knew perfectly well where he kept it (together with his life insurance policy, some Liberty Bonds, an autograph letter from Charles Spencer Chaplin, and a snapshot of herself taken on their honeymoon) she had never made any attempt ...
— The Haunted Bookshop • Christopher Morley

... brought to Macarsca, a port on the Dalmatian coast, near the mouth of the Narenta, in steamers belonging to the Austrian Lloyd's Company, whence they are despatched by boat to Metcovich. The expense attendant on this route prevents its being universally adopted. Insurance can be effected as far as Metcovich at 1s. 4d. to 3s. 4d. per cwt. on the value declared, according to the ...
— Herzegovina - Or, Omer Pacha and the Christian Rebels • George Arbuthnot

... tell you something about Harriet. She came to me last Friday, and said, 'Doctah, I have got my taxes and insurance to pay to-morrow, and I haven't a cent. Would you lend me seven dollars till next Chuesday?' More to try her than anything else, I said, 'Why, Harriet, I'm a poor, hard-working woman myself; how do you know you'll pay me seven dollars next Tuesday?' 'Well, Doctah, ...
— Harriet, The Moses of Her People • Sarah H. Bradford

... dominating the government. There was an attempt to establish communistic villages with public money, a proposal to divide the public money pro rata, and one to build up a system of state life- insurance; and taxes were to be levied on salaries, and on all incomes above a certain point. It was found that the sixty thousand women who were authorized to vote throughout Australia assisted the socialistic schemes that ...
— Woman and the Republic • Helen Kendrick Johnson



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